A claim generally should not settle until you reach maximum medical improvement — the point where your condition has stabilized. Settling too early risks leaving future medical costs uncovered. For minor injuries this may be weeks; for serious ones, many months.
Treatment Comes First
Rushing to settle before knowing the full extent of your injuries is one of the most costly mistakes a claimant can make.
Negotiation and Litigation Timelines
Once treatment is complete, a demand is prepared and negotiations begin, which can take weeks to months. Many cases settle here. If the insurer will not be fair or liability is disputed, filing suit adds time for discovery, depositions, and possibly mediation or trial.
Most Texas cases still settle before trial, but the litigation track can extend a case to a year or two.
Balancing Speed and Value
The goal is the best outcome, not the fastest. A free review can give you a realistic timeline for your specific situation.
Have questions about your own situation? Get a free, confidential case review. You pay no fee unless you win. Call 973-566-5599.
This article is for general informational purposes only and is not legal advice. For guidance on your specific situation, consult a licensed Texas attorney.