Injury claims take time, but medical bills arrive immediately. Understanding how to cover treatment while your claim is pending protects both your health and your credit.
Bills Come Due Before Settlement
The at-fault insurer generally does not pay your bills as you go; it pays a lump sum at settlement.
Coverage Options
PIP and MedPay on your auto policy pay medical bills regardless of fault. Health insurance can cover treatment, subject to later reimbursement. Some providers treat injury patients under a letter of protection, agreeing to wait for payment from the settlement.
Each option has trade-offs that affect your net recovery.
Planning for the Gap
A free review can help you understand how to cover care while your Texas claim is resolved.
Have questions about your own situation? Get a free, confidential case review. You pay no fee unless you win. Call 973-566-5599.
This article is for general informational purposes only and is not legal advice. For guidance on your specific situation, consult a licensed Texas attorney.