Texas requires drivers to carry at least 30,000 dollars per injured person, 60,000 dollars per accident, and 25,000 dollars for property damage — often written as 30/60/25. Many drivers carry only these minimums.
The State Minimums
A single serious injury can generate medical bills far exceeding 30,000 dollars, leaving victims under-compensated if they rely only on the at-fault driver's policy.
Finding Additional Coverage
When the at-fault driver's coverage is too small, your own underinsured motorist coverage can fill the gap. Other policies — commercial coverage if a business vehicle was involved, umbrella policies, or multiple defendants — may also apply.
Identifying every available policy is one of the most valuable things an attorney does.
Maximizing Recovery
A free review can help you find all the coverage available after a Texas crash.
Have questions about your own situation? Get a free, confidential case review. You pay no fee unless you win. Call 973-566-5599.
This article is for general informational purposes only and is not legal advice. For guidance on your specific situation, consult a licensed Texas attorney.