Soon after a crash, the other driver's insurer may call asking for a recorded statement. They do this while you are still shaken, possibly medicated, and before the full extent of your injuries is known.
Why Insurers Want It Early
Anything you say can be used to minimize or deny your claim — an offhand 'I'm okay' becomes evidence you were not hurt.
You Are Usually Not Required to Give One
You generally must cooperate with your own insurer, but you are not obligated to give a recorded statement to the other driver's insurance company. Politely declining, or letting an attorney handle communications, protects you.
If you must communicate, stick to basic facts and avoid speculation about fault or the severity of your injuries.
Get Advice First
Before giving any statement, a free review can help you understand what is safe to say and what to avoid.
Have questions about your own situation? Get a free, confidential case review. You pay no fee unless you win. Call 973-566-5599.
This article is for general informational purposes only and is not legal advice. For guidance on your specific situation, consult a licensed Texas attorney.